Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

In 2024, 6.1 million American homeowners skipped home insurance, according to the Consumer Federation of America. Without coverage, they risk paying tens of thousands of dollars out of pocket for ...

When something goes wrong at home, knowing who to call and what protection applies is crucial. Many homeowners in the United States confuse home insurance with a home warranty, thinking they cover the ...

Home warranty vs. home insurance, what's the difference? One covers normal wear and tear and the other liability and ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Discover how a home warranty protects your household appliances, typical costs involved, key qualifications, and crucial differences from homeowners' insurance.