If you have FFEL Program or Perkins Loan Program loans, you may consolidate them into a Direct Consolidation Loan to take advantage of PSLF. However, payments made on those loans before you …

Use the Public Service Loan Forgiveness (PSLF) Help Tool to determine whether you're eligible for PSLF programs and guide you through the process.

Access the application for Public Service Loan Forgiveness (PSLF) to manage and submit your form online.

Learn about Public Service Loan Forgiveness (PSLF) and how to manage your federal student loans for public service careers.

On Oct. 30, 2025, the U.S. Department of Education published final Public Service Loan Forgiveness (PSLF) program regulations that will be effective on July 1, 2026. We’ll provide updates when the …

The Public Service Loan Forgiveness (PSLF) Program is fully managed by the U.S Department of Education on StudentAid.gov. Borrowers seeking PSLF can submit PSLF forms, track the status of …

Dec 9, 2025 · The PSLF Program allows you to receive forgiveness of the remaining balance of your Direct Loans after you have made the equivalent of 120 qualifying monthly payments under an …

The PSLF Help Tool can be used no matter where you are in the PSLF process, whether you want to apply for forgiveness right now or certify your employment to keep track of your progress.

Find out more about Public Service Loan Forgiveness (PSLF) and Temporary Expanded Public Service Loan Forgiveness (TEPSLF) at StudentAid.gov/publicservice. To be considered for PSLF, you only …

Learn how to complete the Public Service Loan Forgiveness form after meeting eligibility criteria and making 120 qualifying payments.