Africa can’t scale cross-border trade if its currencies can’t move easily across markets. On the Moving Money, Moving Goods panel, Bridgit Antwi (Flutterwave) noted that reliance on the US dollar creates FX friction for businesses. She highlighted PAPSS as a key step forward, enabling intra-African payments in local currencies. Local currency settlement makes trade faster, cheaper, and more aligned with AfCFTA’s goals. Africa must back FX solutions that enable smoother, Africa-to-Africa payments
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Africa can’t truly trade with itself if it has to rely on foreign currencies to move money. During the Fintech Replay Day 2, Zekarias Amsalu highlighted forex dependency as a key barrier to intra-African trade. With 54 countries trading across borders, payments have long relied on third-party currencies. That’s now shifting with PAPSS and the African Currency Marketplace, enabling businesses to trade directly in local currencies. Removing foreign currency dependency is a critical step toward fas
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Africa’s creative industry can’t scale if creators don’t own their work. On the Culture as Currency panel, Buhle Phiwe Hlatshwayo (African Union) explained that one of the biggest gaps across the continent is IP ownership. To address this, the African Union introduced the AU Model Law, designed to protect creators’ cultural property and support tools like IP-backed loans and digital payment rails that reward artists instantly through streams and sales. When creators own their IP, they gain acces
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